Financial Conduct Authority Number: 919313


Bright Life

020 8064 0488


Bright Life is a family run Mortgage and Equity Release brokering service. We adopt a holistic approach to lending to get you the right deal now while aligning this with your future goals.  

We take immense pride in the relationships we have built with our clients over the years. Many have become like family, entrusting me with their financial well-being and referring their loved ones to my services. It is an honor to be a part of their financial journeys, and we are committed to delivering exceptional customer service and reliable advice to each and every client we serve.

Mark Wainwright BSc (hons) CeMap CeRER

Mark Wainwright BSc (hons) CeMap CeRER

Specialist Advisor and Founder

Hello, I’m Mark; a seasoned Mortgage and Equity Release advisor. I am proud to lead Bright Life, a family-run mortgage and equity release advisory service, dedicated to helping families like yours achieve their financial goals and unlock a future filled with possibilities.

When I’m not helping other families with their mortgage and financial needs, I spend as much time as possible with my wife and son; we are always looking for new experiences to enjoy together.

In recent years Brazilian Jiu-jitsu (BJJ) has become a large part of my time. I started taking my son, Jake, to BJJ when he was about 3 and began my journey by simply helping him. As he became more advance, I found I was unable to help him as much as I wanted, mainly due to a lack of understanding. I fixed this by committing to my own BJJ journey. I’m around a year into BJJ now and love the fast paced and clinical process of Jiu-jitsu.

Rachael Wainwright BSc

Rachael Wainwright BSc


Hi there, my name is Rachael. I am a director at Bright Life… which really means I do whatever needs doing. I am an Artist and Digital Marketer by trade. I love the branding around Bright Life and I’m incredibly proud of all the families and individuals we have helped.

Outside Bright Life, I am dedicated to my husband and son. I try to spend as much time with them as possible. Mark and Jake are both obsessed with Jiujutsu; I try to join in but this normally results in me being choked (normally by Jake).

On the rare occasion I have time, I love to draw. I specialist in photo realistic pencil drawings. Applying the fine detail helps me relax and takes my mind away from my busy life.

Jake Wainwright

Jake Wainwright

Enforcement Agent and Child Labour

Hello, I am Jake. You probably wont see me around the office much, I’ve got a lot of important business to do elsewhere. My life is school, home and Jiu-Jitsu.

I love being with my parents, they always have time for me. I love my dog, Luna; she is my best friend and sleeps in my bed every night.

I’ve been doing Jiu-Jitsu since was 3 and have even go my Dad into it. I regularly compete and have a selection of gold, silver and bronze medals for my efforts; even coming second in the Junior World Championships.

I don’t know what the future holds for me, there appears to be so many options. For now, I am running a little Youtube channel on the side. Why not come over have a look and do me a massive favour and subscribe!

Luna Wainwright

Luna Wainwright

General Dogsbody

Woof, its Luna! I am the family doggo and the glue to holds everything together. Without my regular check-ups on the office and staff, those poor humans would have a break down.

I’m good a bloops, sleeps and walks… but mostly boops and sleeps. I’m a big girl, with lots of love. My favourite human is the little one, often referred to as Jake (though not exclusively). If I’m good, he will let me sleep in his bed at night… though my real plan is to take over his bed!

I love to play. I’ve got really good football skills and I’m super-fast. I am expert at finding and destroying squeakers, no squeaker is safe.

Employee of the Month



For keeping us all oddly motivated and “keeping it real”, Luna has been awarded the Employee of the Month award again! Well done Luna.



Luna has had another fantastic month. She has proven she is able to sleep all day without disturbing the office dynamic.

Next Month?

Next Month?

Who will be the employee of the month next month? Only time will tell… but it’s probably Luna again.

Bright Life delivers face to face mortgage and equity release advice in Lancaster, Morecambe, Heysham, Garstang and surrounding areas!

and a nationwide telephone and internet service. Rest assured we can help you, no matter where you are.

Tel: 020 8064 0488

Feel free to get in touch using our contact form below. We are always happy to hear from clients old and new.

Contact Form

Important Information

Bright Life is a trading style of Mark Wainwright, an appointed representative of The Right Mortgage Limited who are authorised and regulated by the Financial Conduct Authority. The Right Mortgage Limited. Registered address: Head Office: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England and Wales. Company no. 08130498

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.

This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

Estate planning is not regulated by the Financial Conduct Authority.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.